VIETNAM NEW POLICIES ON SOCIAL INSURANCE AND HEALTH INSURANCE IN 2024
NEW POLICIES ON SOCIAL INSURANCE AND HEALTH INSURANCE IN 2024
Binh Duong Province Social Insurance
CONTENT
I. INCREASE RETIREMENT AGE FROM 01/01/2024
II. BASIC SALARY INCREASE FROM 01/07/2024
- Increase the minimum pension level
- Increase the level of benefits and allowances for employees
- Increase health insurance benefits
- Increase family health insurance premiums
- Increase health insurance premiums for near-poor household
- Maximum voluntary social insurance contribution level
III. NEW REGULATIONS ON SOCIAL INSURANCE BENEFITS FROM FEBRUARY 15, 2023
- Amendment of cases eligible for one-time social insurance benefits
- Amend the first medical examination records to receive social insurance
- Be proactive in re-examining work accidents and occupational diseases to receive social insurance
- The number of days off on the leave certificate entitled to social insurance can be up to 50 days.
- Supplementing regulations on granting certificates of leave to receive social insurance for people infected with Covid-19
- Be required to issue a certificate of leave to receive social insurance if you go to the doctor but have not yet issued one.
I. Increase retirement age of employees from January 1, 2023
According to Article 169 of the 2019 Labor Code, the retirement age of employees is:
Male | Female |
2023: 60 years 09 months | 2023: 55 years old |
2024: 61 years old | 2024: 56 years 04 months |
After that, the retirement age will increase by 3 months every year. | will increase by 4 months every year . |
By 2028: 62 years old | By 2035: 60 years old |
Illustration of retirement age of female workers from 2021 to 2035
Female workers | ||
Year of retirement age | Retirement age | Year of birth |
2021 | 55 years 04 months | January 1966 – August 1966 |
2022 | 55 years 08 months | September 1996 – April 1967 |
2023 | 56 years old | May 1967 – December 1967 |
2024 | 56 years 04 months | January 1968 – August 1968 |
2025 | 56 years 08 months | September 1968 – May 1969 |
2026 | 57 years old | June 1969 – December 1969 |
2027 | 57 years 04 months | January 1970 – August 1970 |
2028 | 57 years 08 months | September 1970 – April 1971 |
2029 | 58 years old | May 1971 – December 1971 |
2030 | 58 years 04 months | January 1972 – August 1972 |
2031 | 58 years 08 months | September 1972 – April 1973 |
2032 | 59 years old | May 1973 – December 1973 |
2033 | 59 years 04 months | January 1974 – August 1974 |
2034 | 59 years 08 months | September 1974 – April 1975 |
2035 | 60 years old | May 1975 onwards |
Illustration of retirement age of male workers from 2021 to 2028
Male workers | ||
Year of retirement age | Retirement age | Year of birth |
2021 | 60 years 03 months | January 1961 – September 1961 |
2022 | 60 years 06 months | October 1961 – June 1962 |
2023 | 60 years 09 months | July 1962 – March 1963 |
2024 | 61 years old | April 1963 – December 1963 |
2025 | 61 years 03 months | January 1964 – September 1964 |
2026 | 61 years 06 months | October 1964 – June 1965 |
2027 | 61 years 09 months | July 1965 – March 1966 |
2028 | 62 years old | April 1966 onwards |
Case 1
Workers | Retirement age | |
Male | Female | |
Work under normal working conditions | From 61 years old | From 56 years and 4 months |
Case 2
Workers | Retirement age | |
Male | Female | |
Have paid 20 years of social insurance and have one of the following conditions: – Have 15 years of experience in heavy, toxic, dangerous work. – Have 15 years of working experience in areas with especially difficult socio-economic conditions. – Reduced working capacity from 61% – below 81%. – People working in the army, police. | From 56 years old | From 51 years and 4 months |
Case 3
Workers | Retirement age | |
Male | Female | |
Have paid 20 years of social insurance and have one of the following conditions: – People with 15 years of experience working in underground coal mining. – Reduced working capacity ≥ 81%. – People working in the military and police: + Have 15 years of experience in a heavy, toxic, or dangerous job; or + Have 15 years of working experience in areas with especially difficult conditions. | From 51 years old | From 46 years and 4 months |
Case 4
Workers | Retirement age | |
Male | Female | |
People who have paid 20 years of social insurance and have one of the following conditions: – Have at least 15 years of experience in a particularly arduous, toxic, or dangerous job and have a reduced working capacity of ≥ 61%. – Infected with HIV/AIDS due to occupational accidents. | No need to consider retirement age. | No need to consider retirement age. |
Case 5
Workers | Retirement age | |
Male | Female | |
The employee has retired but has agreed with the employer to continue working under normal conditions. | Maximum 66 years old | Maximum 61 years 04 months |
CHANGE IN PENSION CALCULATION FOR MALE WORKERS
Monthly pension level = Monthly pension rate (%) x Average monthly salary for social insurance contribution
Male workers | – Paying 20 years of social insurance will get 45%. – After that, for each additional year of social insurance payment, an additional 2% will be calculated . | Pay social insurance 35 years | 75% |
Female workers | – Paying 15 years of social insurance will get 45% . – After that, for each additional year of social insurance payment, an additional 2% will be calculated . | Pay social insurance 30 years | 75% |
- Change the inflation factor
Price slippage coefficient according to Circular 20/2023/TT- B LĐ TBXH
Year | Before 1995 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 |
Adjustment level | 5.43 | 4.61 | 4.36 | 4.22 | 3.92 | 3.75 | 3.82 | 3.83 | 3.68 | 3.57 | 3.31 |
Year | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 |
Adjustment level | 3.06 | 2.85 | 2.63 | 2.14 | 2.0 | 1.83 | 1.54 | 1.41 | 1.33 | 1.27 | 1.27 |
Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|
|
Adjustment level | 1.23 | 1.19 | 1.15 | 1.12 | 1.08 | 1.07 | 1.03 | 1.0 | 1.0 |
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- Increase pensions and social insurance benefits from July 1, 2024
Pursuant to Decree No. 75/2024/ND-CP dated June 30, 2024 of the Government on adjusting pensions, social insurance benefits and monthly allowances, from July 1, 2024, the increase in pensions, social insurance benefits and groups entitled to benefits will be as follows:
– Pension, social insurance benefits and monthly allowances in June 2024 will increase by 15% .
– Pensioners, social insurance beneficiaries and monthly beneficiaries before January 1, 1995 , after adjustment, whose benefit level is lower than VND 3,500,000/month , will continue to be adjusted as follows:
+ If the benefit is less than 3,200,000 VND/month , it will increase by 300,000 VND/month .
+ If the benefit level is from 3,200,000 VND/month to less than 3,500,000 VND/month , it will increase by 3,500,000 VND/month .
Groups increased:
- Cadres, civil servants, workers, public employees and laborers (including those who have participated in voluntary social insurance, retirees from the Nghe An farmers’ social insurance fund); soldiers, people’s police and people working in key positions who are receiving monthly pensions.
- Commune, ward and town officials specified in Decree No. 33/2023/ND-CP , Decree No. 92/2009/ND-CP , Decree No. 34/2019/ND-CP , Decree No. 121/2003/ND-CPand Decree No. 09/1998/ND-CP .
- People receiving monthly allowances for loss of working capacity according to the provisions of law; people receiving monthly allowances according to Decision No. 91/2000/QD-TTg, Decision No. 613/QD-TTg; rubber workers receiving monthly allowances according to Decision No. 206-CP .
- Commune, ward and town officials who are receiving monthly allowances according to Decision No. 130-CP1975and Decision No. 111-HDBT 1981.
- Soldiers receiving monthly allowances according to Decision No. 142/2008/QD-TTg .
- People’s Public Security is receiving monthly allowance according to Decision No. 53/2010/QD-TTg .
- Military personnel, people’s police, and people working in secretarial work receive salaries similar to those of military personnel and people’s police who are receiving monthly allowances according to Decision No. 62/2011/QD-TTg .
- People receiving monthly occupational accident and disease benefits.
- People receiving monthly pension benefits before January 1, 1995.
Increase basic salary
Basic salary from July 1, 2024 is 2,340,000 VND/month.
Increase the level of benefits and allowances for employees
STT | Enjoy social insurance benefits | Benefit level | Benefit level before 1/7/2024 | Benefit level from 1/7/2024 | Difference |
1 | Increase the level of allowance for convalescence and health recovery after illness | Daily benefit = 30% MLCS | 540,000 VND/day | 702,000 VND/day | 162,000 VND |
2 | Increase one-time allowance when giving birth or adopting a child under 6 months old | Benefit level for each child = 02 MLCS | 3,600,000 VND/child
| 4,680,000 VND/child
| 1,080,000 VND
|
3 | Increase the level of recuperation and health recovery after maternity | Daily benefit = 30% MLCS | 540,000 VND/day | 702,000 VND/day | 162,000 VND |
4 | Increase funeral allowance | Relatives receive 10 times MLCS | 18,000,000 VND | 23,400,000 VND | 5,400,000 VND |
5 | Increase monthly pension benefits | a/ Each eligible relative = 50% MLCS | 900,000 VND/month | 1,170,000 VND/month | 270,000 VND |
b/ Relatives without direct caregiver = 70% MLCS | 1,260,000 VND/month | 1,638,000 VND/month | 378,000 VND | ||
6 | Increase the allowance for loss of working capacity from 5%-31% | 5% reduction in working capacity, benefit level = 05 times MLCS | 9,000,000 VND (After that, for every 1% decrease, receive an additional 900,000 VND) | 11.7 million VND (After that, for every 1% decrease, receive an additional 1,170,000 VND) | 2,700,000 VND |
7 | Increase the level of service allowance for people with a reduced working capacity of 81% or more, who are paralyzed, blind in both eyes, have amputated or paralyzed two limbs, or are mentally ill. | Monthly benefit = MLCS | 1,800,000 VND/month | 2,340,000 VND/month | 540,000 VND |
8 | Increase the one-time subsidy level in case of death due to work accident, occupational disease or death during the first treatment period | Relatives receive a one-time subsidy = 36 times MLCS | 64,800,000 VND | 84,240,000 VND | 1 9. 440 000 VND |
9 | Increase the level of recuperation and health recovery after treatment of injuries and illnesses | Daily benefit = 30% MLCS | 540,000 VND/day | 702,000 VND/day | 162,000 VND |
New regulations on social insurance benefits
Six new regulations on social insurance benefits from February 15, 2023 according to Circular 18/2022/TT-BYT
Amendment of cases eligible for one-time social insurance benefits
Amend the first medical examination records to receive social insurance
Be proactive in re-examining work accidents and occupational diseases to receive social insurance
The number of days off on the leave certificate entitled to social insurance can be up to 50 days.
Supplementing regulations on granting certificates of leave to receive social insurance for people infected with Covid-19
Be required to issue a certificate of leave to receive social insurance if you go to the doctor but have not yet issued one.
5.1. Amendment of cases eligible for one-time social insurance benefits
| Old rules | According to Clause 1, Article 1 of Circular 18/2022/TT-BYT |
Cancer, paralysis, cirrhosis, leprosy, severe tuberculosis, HIV infection that has progressed to AIDS stage and at the same time cannot control or perform activities of walking, dressing, personal hygiene and other daily activities that need to be monitored, assisted and completely cared for by someone. – Diseases and disabilities other than the above diseases that have a reduced working capacity or disability level of 81% or more and cannot control or perform activities of walking, dressing, personal hygiene and other activities to serve daily personal needs and require someone to monitor, assist and take complete care of them. | – In case of being suffering from one of the life-threatening diseases such as cancer, paralysis, cirrhosis, leprosy, severe tuberculosis, HIV infection that has progressed to AIDS stage as prescribed in Point c, Clause 1, Article 60 of the Law on Social Insurance; – People with diseases or disabilities that reduce their ability to work by 81% or more and cannot control or perform daily personal activities on their own and need someone to monitor, assist, and provide complete care. According to this regulation, if an employee unfortunately gets cancer, he or she can receive social insurance one time. |
- 5.2. Amending the first medical examination records to receive social insurance
- Clause 2, Article 1 of Circular 18/2022/TT-BYT has amended the initial medical examination records for social insurance benefits in Article 5 of Circular 56/2017/TT-BYT.
5.3. Be proactive in re-examining work accidents and occupational diseases to receive social insurance.
– Employees who have had work-related accidents or occupational diseases have undergone health examinations to receive work-related accident and occupational disease benefits. It is completely possible to proactively go for a re-examination to assess the level of reduced working capacity if needed .
– The Labor Accident and Occupational Disease Insurance Fund will pay for re-examination if the examination results determine that the employee is eligible for an increase in the level of occupational accident and occupational disease benefits .
– Conversely, if the re-examination results are not sufficient to increase the subsidy level, the employee who proactively requests a re-examination will have to bear the cost of the examination .
– In cases of re-assessment of work-related accidents and occupational diseases, the re-assessment period must be at least 02 years from the date the Medical Assessment Council concludes the employee’s previous rate of decline.
5.4. The number of days off on the leave certificate entitled to social insurance can be up to 50 days.
Clause 2, Article 20, Circular No. 56/2017/TT -BYT regulations | Article 1, Clause 18 Circular 18/2022/TT -BYT adds the following regulations |
Only one social insurance leave certificate is issued per examination. In case the patient needs to take leave for more than 30 days, when the leave period stated on the social insurance leave certificate has expired or is about to expire, the patient must undergo a re-examination for the practitioner to consider and decide. | In case an employee has a miscarriage, abortion, curettage, suction curettage, or stillbirth with a gestational age of 13 weeks or more, the maximum leave period is according to the provisions of the Law on Social Insurance, but not more than 50 days for one time of issuing a certificate of leave to receive social insurance.
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According to this regulation, the number of days off on the leave certificate entitled to social insurance can be up to 50 days. Previously, according to Circular No. 56/2017/TT-BYT, the maximum number of days off to social insurance in all cases was 30 days.
5.5. Supplementing regulations on granting certificates of leave to receive social insurance for people infected with Covid-19 (stipulated in Clause 13, Article 1 of Circular 18/2022/TT-BYT)
People infected with COVID-19 who are treated as inpatients or outpatients at the following medical examination and treatment facilities are granted a certificate of leave to receive social insurance:
– Medical examination and treatment facilities are established in accordance with the provisions of the Law on Medical Examination and Treatment 2009;
– COVID-19 admission and treatment facilities are established according to the provisions at Point a, Clause 1, Article 1 of Resolution 168/NQ-CP, as follows:
+ Field hospital for COVID-19 treatment;
+ COVID-19 treatment hospital;
+ COVID-19 emergency resuscitation hospital;
+ Intensive care center for COVID-19 patients.
5.6. Be required to issue a certificate of leave to receive social insurance if you go to the doctor but have not yet issued one.
Clause 18, Article 1 of Circular 18/2022/TT-BYT has added the following provision:
In case the employee has been examined and treated but has not been granted:
+ Hospital discharge papers, birth certificates, maternity leave certificates;
+ Certificate of not being healthy enough to take care of the child after birth;
+ Certificate of leave to receive social insurance;
Then the employee is required to issue a certificate of leave to receive social insurance if he/she goes to the doctor but has not been issued one .
Note:
– The date/month/year of issuance of the Social Insurance Leave Certificate must coincide with the date the employee comes for a medical examination .
– In case the medical examination lasts 2 days or more , the date/month/year of issue must coincide with the last day of the employee’s medical examination and must be assigned outpatient leave.
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“The article’s content refers to the regulations that were applicable at the time of its creation and is intended solely for reference purposes. To obtain accurate information, it is advisable to seek the guidance of a consulting lawyer.”
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